Mortgage Transactions

There are many reasons why you might decide to refinance your mortgage. The most common reasons are to either benefit from a lower interest rate or to access capital from your home. If you are thinking about mortgage refinancing, it’s important to understand the costs and fees associated.

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Mortgage Refinancing in 3 Easy Steps :

Thank you for choosing HouseClosing.ca. Please follow the steps below so that we can open a file for your transaction. Our office will be in touch with you a few days prior to your closing date to finalize the signing of your closing documents. Should you have any questions along the way, please be sure to let us know.

Please complete your THREE (3) Step Checklist as soon as possible. NOTE: if this is a condo, you need to order a status certificate from property management prior to closing.

To Get Started, Follow These 3 Steps

1. Contact Your Lender :

Contact your Mortgage Broker or Lender (Bank). Let them know that HouseClosing.ca will be representing you. Ask them to forward Mortgage Instructions to our office by email to info@houseclosing.ca.

2. Send Us Your Mortgage Documentation, Property Tax & Fire Insurance :

Forward your most recent Property Tax Bill confirming taxes are in good standing. Contact your Insurance Broker (Not applicable when buying a Condo). Ask them to forward a fire Insurance Binder to our office noting the Lender as a loss payee (a 1-page document that pays your lender in case of a fire).

3. Complete The Following

Provide the following details:

  • Borrower(s) Name(s)
  • Lender
  • Property Address

All documents can be sent by email to info@houseclosing.ca

If you have any questions, please contact us at 416-655-2000.

Contact Us for Expert Legal Support

Have any questions or need assistance with your real estate transactions? Our team is here to help. Get in touch with us today and experience our professional and personalized service.

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